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Thursday, February 5, 2026
Prospective franchisees : Why financing is the true driver of your success ?
Starting a franchise is embarking on an ambitious and promising adventure. A brand is chosen for the relevance of its concept, the strength of its brand image, and the security of a business model whose success has been previously validated in pilot locations. However, the reality on the ground reveals an undeniable truth: securing financing is often the most complex, time-consuming, and crucial stage for the project's viability.
my Professional Financing is a company specializing in brokerage and consulting for professional financing, dedicated exclusively to supporting entrepreneurs (whether they are starting out or already established managers) in realizing their ambitions. Our fundamental mission is to help project leaders bring their life's project to fruition: finding, negotiating, and securing the best financing solutions, regardless of the geographic area, sector of activity, or size of the company.
Our activity is strictly governed by the Monetary and Financial Market Code, and our professionalism is attested by mandatory registration with Orias, guaranteeing our clients an ethical and secure framework.
Transforming apprehension into operational serenity
Becoming a franchisee is a major commitment, often the result of a well-considered career change and a deep desire to be one's own boss. But between mobilizing personal savings, paying the franchise fees, financing the renovations, and purchasing the initial inventory, the financial and psychological pressure can become intense.
This is where our intervention becomes truly meaningful. Our role is not limited to that of a broker.
1. The strength of a structured and "bankable" business plan
At the house of my Professional Financingwe are building a real bank presentation fileStructured and visual. This report addresses point by point the strict risk analysis criteria of banks.
2. A 360° negotiation
Our mission doesn't end with securing your loan: we negotiate the best possible terms. We stand out by analyzing every detail of each proposal made to our clients.
- Heritage protection: We are negotiating to limit the impact of personal guaranteesWe pay particular attention to your family and private assets by combining a range of guarantees (such as Bpifrance guarantees or those from other surety companies).
- Preservation of initial cash reserves: We are working on optimizing the repayment deductibles (deferred amortization).
- The rate
- Additional costs: We scrutinize borrower insurance, general account conditions, account maintenance fees and commissions on Payment Terminals (POS).
3. The "Multi-Bank" strategy to secure the agreement
Approaching only one bank is risky. A rejection isn't necessarily due to the quality of your project, but can depend on the current economic climate, its quotas, or its lending policy at the time. By working with several banks, we increase your chances of securing financing. This competitive approach not only allows us to secure the loan but also to optimize the choice of partner.
4. Close, personal support
We accompany you during your bank appointments. When facing your advisor, you are supported by an expert who speaks their language, anticipates their objections, and defends your interests.
Therefore, we relieve you of all banking and administrative procedures. to allow you to focus 100% on the preparation and success of your project.
Why do franchisors trust us?
If today many franchises choose to entrust us with the files of their future franchisees, it is for a simple reason: we provide security and fluidity essential to the development of their brand.
This trust rests on three fundamental pillars:
1. Absolute technical mastery of the concept and the model
We don't treat a franchise application like a typical application. We know perfectly well how to analyze the Franchise Agreements and the DIP (Pre-contractual Information Document). Our strength lies in our ability to build a tailor-made financing plan, with you and your accountant, adapted to the realities on the ground:
- Total adaptability: We adjust the financing plan according to the location, the size of the premises and the place of activity, the type of activity, aware that these variables impact working capital requirements and profitability.
- Understanding the business model: From the outset, we incorporate the specific characteristics of the brand: commercial margins, seasonality of the activity, and staff ratios.
- Financial optimization: We structure the case with precise technical levers, such as VAT financing or negotiating deferred amortization to secure start-up cash flow.
This precise understanding of the concept allows us to present banking partners with an already sound business model "pre-validated"This upstream pedagogy considerably reduces processing times and mechanically increases the acceptance rate.
2. A national network and comprehensive financial engineering
Our added value goes beyond the main bank loan. Thanks to strong partnerships, we seek out all the additional funding necessary:
- Interest-free loans.
- Bpifrance guarantees and financing.
- Leasing or hire purchase for equipment.
- Crowdfunding.
3. Professionalizing requests: a guarantee of credibility
By centralizing and professionalizing funding applications, we avoid "sloppy" files. We project an image of rigor and expertise that reassures financial decision-makers.
My Pro Financing Expertise: More than a broker, a true partner who brings your project to life.
Franchise financing requires a particular finesse. It is necessary to skillfully juggle the franchisor's growth requirements, the franchisee's profile, and the increased selectivity of credit institutions in the current economic climate.
By choosing my Professional FinancingBy choosing us, you're joining a team with a shared ambition: to create value, revitalize local communities, and ensure sustainable employment. We don't just help franchisees secure financing; we build the solid financial foundations that allow networks to expand successfully and entrepreneurs to thrive in their new ventures.